Last updated 9/20/2001

Please read this agreement ("Agreement") carefully before accessing or using this web site ("Site").  By accessing or using the Site, you agree to be bound by this Agreement.  ResidencyGuide.com, and its suppliers provide the information and services on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions and notices contained herein.  Your use of these Sites constitutes your agreement to all such terms, conditions and notices.

FURTHERMORE, BY USING RESIDENCYGUIDE.COM WEB SITE, YOU ACKNOWLEDGE THAT RESIDENCYGUIDE.COM IS NOT A REAL ESTATE AGENT, REAL ESTATE BROKER, MORTGAGE BROKER OR MORTGAGE LENDER.  AND, IT DOES NOT AID OR ASSIST BORROWERS IN OBTAINING, SOLICIT BORROWERS OR LENDERS FOR, NEGOTIATE OR MAKE LOANS SECURED BY LIENS ON REAL ESTATE PROPERTY.

The information and services offered on this Site are provided with the understanding that neither ResidencyGuide.com nor its suppliers or users are engaged in rendering legal or other professional services or advice.  Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site.

ResidencyGuide.com and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this Site.  While ResidencyGuide.com strives to keep the information on this Site accurate, complete and up-to-date, ResidencyGuide.com and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information.

PERSONAL AND NONCOMMERCIAL USE LIMITATION: PROHIBITED USES

You may access, download and print materials on this Site for your personal and non-commercial use.  You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this Site.  The foregoing prohibition expressly includes, but is not limited to, the practices of "screen scraping" or "database scraping" to obtain lists of users or other information.  If and when requested by ResidencyGuide.com you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity.  Except with the written permission of ResidencyGuide.com you agree to refrain from accessing or attempting to access password protected, secure or non-public areas of this Site.  Unauthorized individuals attempting to access prohibited areas of this Site may be subject to prosecution.

PROPRIETARY RIGHTS

All materials including but not limited to data, photos, video, graphics, Forum Messages and Ratings on this Site (as well as the organization and layout of the Site) are copyrighted or licensed by ResidencyGuide.com or its affiliates or its suppliers.  © Copyright ResidencyGuide.com 2002.  All rights reserved.  No reproduction, distribution, or transmission of the copyrighted materials at this Site is permitted without the written permission of ResidencyGuide.com.
If you post content or submit material, and unless we indicate otherwise, you grant ResidencyGuide.com and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant ResidencyGuide.com and its affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify ResidencyGuide.com or its affiliates for all claims resulting from content you supply. ResidencyGuide.com has the right but not the obligation to monitor and edit or remove any activity or content. ResidencyGuide.com takes no responsibility and assumes no liability for any content posted by you or any third party.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this Site, you warrant to ResidencyGuide.com that you will not use this Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices.  If you violate any of these terms, your permission to use the Site automatically terminates.

LIABILITY DISCLAIMER

You use this Site at your own risk.  If your use of this Site or the materials therein results in the need for servicing or replacing property, material, equipment or data, neither ResidencyGuide.com nor its affiliates are responsible for those costs.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS.  CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. RESIDENCYGUIDE.COM AND/OR ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE AT ANY TIME.

ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND.  IN NO EVENT SHALL RESIDENCYGUIDE.COM AND/OR ITS AFFILIATES AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, PRODUCTS, AND SERVICES OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF RESIDENCYGUIDE.COM AND/OR ITS AFFILIATES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.  BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless ResidencyGuide.com and its affiliates and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your violation of this Agreement.

You shall be the only authorized user of ResidencyGuide.com through your Membership. You also agree that you shall be solely responsible for all messages posted, statements made, or acts or omissions that occur within the ResidencyGuide.com through the use of your Membership. If you allow third parties to access ResidencyGuide.com through your Membership, you will indemnify, defend and hold harmless ResidencyGuide.com and its affiliates and any independent contractor engaged by ResidencyGuide.com to assist in monitoring the ResidencyGuide.com, against any liability, costs or damages arising out of claims or suits by such third parties based upon or relating to such access and use. If you believe someone has used your Membership without your authorization, or has, in your judgment, violated these Terms and Conditions, you should immediately notify Webmaster@ResidencyGuide.com.

LINKS TO THIRD PARTY SITES

This Site may contain hyperlinks to web sites operated by parties other than ResidencyGuide.com or its affiliates.  Such hyperlinks are provided for your reference only.  ResidencyGuide.com does not control such web sites, and is not responsible for their contents.  Inclusion of hyperlinks by ResidencyGuide.com to such web sites does not imply any endorsement of the material on such web sites or any association with their operators, and you access and use such sites, including information, material, products and services therein, solely at your own risk.  Furthermore, because the privacy policy you just read is applicable only when you are on our Site, once linked to another web site, you should read that site’s privacy policy before disclosing any personal information.

CHANGES TO SITE

ResidencyGuide.com and/or its affiliates and/or its suppliers may make improvements or changes in the information, services, products, and other materials on this Site, or terminate this Site, at any time without notice.  ResidencyGuide.com may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement.  Accordingly, you agree to review the Agreement periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement.

RATINGS, MESSAGES AND OTHER CONTENT

ResidencyGuide.com provides its forums and rating system as a means through which users can express their opinions publicly, and ResidencyGuide.com does not monitor or censor these opinions or investigate any remarks posted by users for accuracy or reliability. The Ratings posted by any users or third parties are their own and do not reflect the views of this website or its management.
Users may post Ratings, comments, and other content, and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." User may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a rating or other content. All the content including rating, message or other content, provided by user or other third party must abide by the PROPERTY RIGHTS given above. Residencyguide.com reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.
Please use good judgment when leaving rating or feedback or other comments regarding other users or homes at ResidencyGuide.com or other third parties. Please note that you may be held legally responsible for damages suffered by other ResidencyGuide.com users or third parties as a result of these remarks if a court finds that these remarks are legally actionable or defamatory. Under federal law and state law, ResidencyGuide.com is not legally responsible for any feedback or comments posted or made available on its site by any users or third parties, even if that information is defamatory or otherwise legally actionable.

ResidencyGuide.com reserves the right to remove or restrict access to any information posted or made available on its site by its users or any third party, including in the following situations:

• where feedback or information posted contains language that is obscene, lewd, lascivious, filthy, excessively violent, harassing, illegal or otherwise objectionable;
• where feedback or information posted is not directly related to ResidencyGuide.com or the website content and/or is primarily personal in nature;
• where a court or other governmental authority orders ResidencyGuide.com to remove or restrict access to feedback or information posted on its site;
• where feedback or information posted is shown to have been left by a minor or by a user who has conducted any fraudulent transaction;
• where feedback or information posted contains any personal identification information about a user or any third party, including name, address, phone number or e-mail address; or
• where feedback or information posted makes any reference to actions taken or purported to be taken by ResidencyGuide.com or any law enforcement organization.

This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of Georgia, without giving effect to any principles of conflicts of law.  Failure by ResidencyGuide.com or its affiliates to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right.  You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred.  Any legal action or proceeding between ResidencyGuide.com and/or its affiliates and you related to this Agreement shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Fulton County of Georgia.

MISCELLANEOUS

This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of Georgia, without giving effect to any principles of conflicts of law.  Failure by ResidencyGuide.com or its affiliates to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right.  You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred.  Any legal action or proceeding between ResidencyGuide.com and/or its affiliates and you related to this Agreement shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Fulton County of Georgia.

All the logos, product and service names are trademarks owned by licensed to ResidencyGuide.com or its affiliates (the "Marks").  Without the prior written permission of ResidencyGuide.com or its appropriate affiliates, you agree not to display or use in any manner, the Marks.

All other trademarks are the property of their respective owners.